Auto Enrolment – plan ahead

According to The Pensions Regulator, the next two years will see 1.8 million employers reaching their staging date.  Your staging date is set in law and is the date your automatic enrolment duties come into effect, by which time you must have a qualifying pension scheme up and running for your staff. 

The numbers are set to peak, resulting in the predicted capacity crunch, in the last half of 2017. During this period an estimated 400,000 small and new employers will be required to have qualifying schemes up and running.

Worryingly, research carried out by the Federation of Small Businesses found that 11% of employers said they would leave planning until the last minute and 51% until the final three months before their staging date. 

Although it may be tempting to delay preparation, employers should not underestimate the considerable amount of administrative procedures that need to be in place prior to their actual staging date. This includes assessing your workforce, communicating with staff and reviewing your pension arrangements.  

In the last two years enforcement action against businesses that have failed to meet their auto-enrolment requirements have risen by 306% according to data from The Pensions Regulator. The fine for small employers with 1 to 4 members of staff can be up to £50 per day and for those with 5 to 49 £500 per day.

For more information on what steps you need to take go to

If you would like to discuss any aspects of auto enrolment in more detail please contact our Payroll team on 01460 68700 or by email to