Pension Credit: More than £3bn goes unclaimed

Up to 1.4 million low income families, or four in ten pensioners are missing out on a top-up to their state pension, according to the Government.

The Department for Work and Pensions (DWP) is urging people to talk to friends, relatives and neighbours to ensure they are claiming Pension Credit.

Nearly two million people claimed more than £6bn in the benefit in 2015-16.

Yet £3.3bn went unclaimed, according to official figures, so take-up has been static for six years.

Each family entitled to the benefit but failing to claim is missing out on an average of about £2,000 a year.

Pension Credit is a non-taxable benefit based on a person's income. Additional amounts may be payable for people with caring responsibilities, severe disabilities or certain housing costs.

Pension Credit comes in two parts:


Guarantee Credit tops up your weekly income to a guaranteed minimum level:


  £159.35 if you’re single


  or £243.25 if you’re a couple.


Savings Credit is extra money if you’ve got some savings or your income is higher than the basic State Pension. It’s only available to people who reached State Pension age before 6 April 2016. You could get up to:


  £13.20 extra per week if you’re single


  or £14.90 if you’re a couple.


For more information about eligibility and how to claim go to